Smackover State Bank

Privacy Policy

Facts

What does Smackover State Bank do with your personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the products or services you have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit history and transaction or loss history

For Mobile Banking we may also collect the following information regarding:

  • Location
  • Contacts
  • Camera

When you are no longer our customer, we continue to share your information as described in the notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Smackover State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Smackover State Bank share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes— to offer our products and services to you. Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For non-affiliates to market to you No We don’t share

Contact us: Call 870-825-3051

What we do:

How does Smackover State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Why can't I limit all sharing?

Federal law gives you the right to limit sharing only for

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.